Building Wealth by Example
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We make it easy
Our way - the RealWay, is to be with you every step along the way. From initial consultation, to settlement and many years beyond, we wish to make your experience of property purchasing easy, unique, educational and exciting. We take care of all the paperwork and are always available to answer questions along your way!
You are unique!
Everyone is unique, same as financial situation and choice. Decision you make today will make huge difference to your future. That’s why we are here, helping you get ready for today and plan for tomorrow. We take time to listen to your needs, assess your financial ability, structure the right loans and help you to make decision that you will not regret in the years to come.
We care about our clients.
We value our clients’ trust, and strive to build long –lasting relationship with our clients.
We are paid by the respective lender, our service to you, is a complimentary service. We do not charge fees for credit or structure advice or to find you the suitable deal each and every time. Annual reviews of your loans are at no cost either.
Get a free consultation call today
At RealWay Finance, we dream your dream.
We provide mortgage broking services to property investors and home buyers. We help, advise and empower our clients along the journey of property investing, through our professional knowledge, hands-on experience and real passion.
RealWay, your way, our way.
Junmin (Eric) Wu
Director, Mortgage Broker at RealWay Finance Pty Ltd
Junmin (Eric) WU is a credit representative (490993) of Mortgage Specialists Pty Ltd (Australian Credit Licence 387025)
MFAA Full Member Number 304158
Services
Property Investors
Assisting property investors reach their goals
At RealWay, we are investors ourselves so we understand the journey you're on.
We take the time to understand your goals, and your strategies to get there through property investing. We find the right loans and structure them correctly to suite your strategies.
Home Buyers
The best loans and rates for your needs
Every home owner is different. We make sure we understand your needs in a home loan for your unique situation. This could be fixed, variable, a mixture or just the loan with the lowest interest rate. We make sure we advise you on your options and what will be of greatest benefit to you now - and in the future.
Refinancing
Save on your current rate or access your equity
We do complimentary checks on your loan(s) to see if you can get a better loan product, access equity or should change banks to get a better deal.
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What client say about us
latest news and insights
Here's what's going on in the world of finance and property.
Time to buy? House prices tipped to heat up this summer
Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans.
Aussie home values are sprinting into summer, with property price growth hitting the fastest pace in over two years in October.
The price hikes are unlikely to stop there.
A record nine out of ten (88%) respondents to a recent API Magazine survey expect home prices to climb higher.
It seems the experts agree.
PropTrack believes we could see further price rises over spring and summer, while the Commonwealth Bank says “we still expect further gains” this year.
If forecasts of rising home prices prove accurate – and as we’ll see, there’s a decent chance they could – now could be the time to bring forward your home-buying plans.
Home prices jump 6.1% in the past 12 months
It’s been a big year for property, with home prices nationally climbing 6.1% over the past 12 months.
Several factors have come together to push home values higher.
Lower interest rates have boosted home buyer demand.
Tight rental markets have fuelled investor activity, with investors now making up around their highest share of lending since 2017.
Further piling pressure on home prices is the additional demand created by the newly expanded 5% deposit first home buyer scheme.
On the flipside, supply remains tight. And supply doesn’t look like catching up to demand any time soon. New home completions are already 15.6% below average for the past decade.
The bottom line is that the potential for further price rises might be a compelling reason to bring forward home buying plans.
Home price growth is eating away at borrowing power
Buying a home is never a decision that should be rushed.
But with no end in sight to property price gains, now may be time to advance your buying plans.
Speak to us – we can let you know if you are home loan-ready right now.
This is not about sprinting in to buy the first home that comes along.
Rather, it’s a matter of making the most of the buying power you have today, because it could be lower tomorrow if home prices keep rising.
You see, while the Reserve Bank’s interest rate cuts have given households on the median income a $51,000 increase in borrowing power, median home values across our big cities have risen almost $54,000 since February.
Put simply, home prices are rising faster than home buyers’ borrowing power.
Call us to get the ball rolling
An unexpected jump in inflation has put a question mark over possible future rate cuts.
So home buyers can’t rely on future rate cuts for an uptick in personal borrowing power.
A better strategy is to talk to us today.
We can explain if you’re home loan-ready right now, and how to get the ball rolling on home finance before prices rise further.
Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to your circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.
